Is every injury I sustain during hockey matches covered under the Personal Accident policy?

Sadly, it is not possible to cover every possible injury within a policy that is both affordable, and accepted by all clubs, as a minimum standard.  All insurance cover is linked to the risk associated with an activity, and hence where things happen more frequently, or with bigger impacts (leading to larger compensation payments) the associated premiums will increase significantly.

For only a few pounds a year, it is felt by both England Hockey, and Marsh (who are the leading provider of sports insurance to National Governing Bodies in the UK) that the various elements of cover within the current policy do provide very good value, and are there specifically to support those that have been most significantly impacted by an accident within the sport.